A real page from the Build Real Wealth workbook
Every module in Build Real Wealth (bonus units included) comes with its own workbook. This is the actual Module 1 cheat sheet from that set, word for word. Read it, download it, keep it.

Course workbook · sample page
Module 1 — Foundations & Mindset
Your reasons, your scoreboard, your speed, and your North Star
Module 1 on one page
Wealth buys freedom, not stuff
Not the car, the life: time with family, the freedom to quit a job you hate, the ability to take a risk. That's what you're actually building toward.
Net worth is the only scoreboard that matters
Everything you own minus everything you owe: one number, the whole truth. Negative today is normal and temporary; what matters is the direction of travel, not the starting point.
Your savings rate is the steering wheel
It sets how fast you build wealth and how much freedom costs, pulling both levers at once. That's why small changes here produce outsized results.
“Enough” is a number, not a feeling
Name the annual spending for your ideal-but-realistic life. That's your finish line. In Module 6 you'll turn it into your personal FI number and freedom date.
Worth memorizing
- Net worth
- = everything you own − everything you owe
- Savings rate
- = money saved this month ÷ take-home pay (rough version: (pay − spending) ÷ pay (matches the fields below))
- FI number
- = annual spending × 25 (previewed here (computed with the 4% rule in Module 6))
The full workbooks go further
The cheat sheet is one page. Enrolling unlocks all 11 workbooks for this course, and each adds:
- Fill-in exercises that autosave to your account as you type
- “Your numbers” pages that pull in your real figures from the course tools
- A commitments page with a signature line to make it stick
- Branded PDFs: every workbook downloads as a clean, high-quality file